Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the website tuscacal.com (the "Site") operated by TUSCACAL LLC ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site or its systems
• Transmit any malicious code, viruses, or harmful content
• Use the Site to collect personal information about others without consent
• Interfere with or disrupt the operation of the Site

Financial Services Disclaimer

TUSCACAL LLC is a direct business lender. Information provided on this Site is for general informational purposes and does not constitute a loan offer, commitment, or guarantee of funding. All loan products are subject to credit approval, underwriting criteria, and applicable terms and conditions.

Funding amounts, terms, rates, and conditions vary based on business qualifications, financial history, and other factors determined during our underwriting process. Not all businesses will qualify for all products or amounts described on this Site.

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of TUSCACAL LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

User Submissions

When you submit information through our contact form or funding inquiry form, you represent that the information is accurate and complete. You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account.

SMS Terms & Conditions

By opting in to receive SMS or text messages from TUSCACAL LLC, you agree to the following terms:

• You consent to receive recurring marketing and promotional SMS/MMS messages from TUSCACAL LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
• You may opt out at any time by replying STOP to any message from TUSCACAL LLC. Upon opting out, you will receive a final confirmation message and no further SMS communications.
• For assistance, reply HELP to any message or contact us at michael@tuscacal.com.
• Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages as a condition of purchasing any goods or services from TUSCACAL LLC.
• Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Carrier coverage may vary.

Limitation of Liability

To the fullest extent permitted by law, TUSCACAL LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from the use of the Site shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless TUSCACAL LLC, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable attorney's fees) arising from your use of the Site or violation of these Terms.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by TUSCACAL LLC. We assume no responsibility for the content, privacy policies, or practices of any third-party sites. Use of linked sites is at your own risk.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Jefferson County, Alabama.

Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

TUSCACAL LLC
3821 Lorna Rd Suite 120
Birmingham, AL 35244
Email: michael@tuscacal.com